Drive Away in Your New Vehicle
Whether you need a new car for the family, a work vehicle, or a fleet for your business, Dahiya Mortgage & Finance offers competitive vehicle finance solutions across Frankston, Lyndhurst, and Melbourne. We compare rates from multiple lenders to get you on the road faster.
Key Benefits
Our Vehicle Finance Process
We offer a range of vehicle finance options tailored to your situation. For business owners, chattel mortgages can offer tax advantages. For personal buyers, consumer car loans with competitive fixed rates make budgeting easy.
Don't settle for dealer finance without comparing. Dealer markups can cost you thousands over the loan term. We access wholesale rates from specialist vehicle lenders that dealers can't match.
Rate Comparison
We compare vehicle loan rates across multiple lenders — often beating dealer finance.
Business Tax Benefits
Chattel mortgage structuring to maximise GST credits and tax deductions for business vehicles.
Fast Approval
Same-day approvals available so you can negotiate with dealers as a cash buyer.
Flexible Terms
Choose your loan term and balloon payment to match your cash flow needs.
Vehicle Finance Across Melbourne
Frequently Asked Questions
In most cases, yes. Dealers add a margin to lender rates. We access wholesale rates directly, often saving you $2,000-5,000+ over the loan term.
Yes, we finance both new and used vehicles. Most lenders finance used cars up to 10-15 years old depending on the vehicle type.
A chattel mortgage is a business vehicle loan where you own the vehicle from day one and can claim GST on the purchase price and interest as tax deductions.
Get pre-approved for vehicle finance today.
Speak with Sunil Dahiya and the team. No obligations, just honest advice.