Invest Through Your Super Fund
Self-Managed Super Funds offer a powerful vehicle for property investment. Dahiya Mortgage & Finance specialises in SMSF lending, helping fund trustees across Frankston, Melbourne, and the Mornington Peninsula purchase residential and commercial property through their super fund.
Key Benefits
Our SMSF Loans Process
SMSF lending involves strict regulatory requirements under a Limited Recourse Borrowing Arrangement (LRBA). We work closely with your accountant and financial planner to ensure every aspect of the loan complies with superannuation law.
From finding the right SMSF-friendly lender to coordinating with bare trust custodians and ensuring the investment strategy is updated, we manage the lending side so your advisors can focus on compliance and strategy.
LRBA Structuring
Expert setup of Limited Recourse Borrowing Arrangements compliant with super law.
Lender Matching
Access to specialist SMSF lenders offering competitive rates and terms.
Adviser Coordination
We work with your accountant and financial planner to ensure full compliance.
Property Types
Finance for residential, commercial, and industrial property through your SMSF.
SMSF Loans Across Melbourne
Frequently Asked Questions
Yes, under an LRBA your SMSF can borrow to purchase a single acquirable asset. Strict rules apply — the property must meet the sole purpose test and can't be lived in by members.
Most SMSF lenders require a 20-30% deposit from the fund's existing balance, plus costs for stamp duty, legal fees, and establishment.
Yes, an SMSF can purchase commercial property and lease it to a related party (your business) at market rates. This is one of the key advantages of SMSF property investment.
Explore SMSF property investment.
Speak with Sunil Dahiya and the team. No obligations, just honest advice.